Focus on the insurance industry in the three quarterly net profit decline asset shortage test risk a kimi wo omou melodi

Focus on the insurance industry in the three quarterly: net profit decline asset shortage test venture capital configuration We want you! The first 2016 China Potter Rockefeller award officially started! Funds, insurance, brokerage and other financial institutions, information management capabilities which is better? Please click [vote], select the strongest institutions in your heart! Xinhua news agency, Beijing, October 31st – the problem: net profit fell by more than 20% "asset shortage" risk capital allocation test — focus on the insurance industry three quarterly report of Xinhua News Agency reporters Tan Moxiao A shares of four listed insurance firms before the three quarterly disclosure is completed, the overall performance of the joy and sorrow, the sharp decline in net profit, lower investment income, the optimization of product structure key words. As a high debt industry, the low interest rate environment continues to increase and the asset shortage exacerbated the negative impact on the insurance industry has gradually highlighted, for the venture capital to find a good investment direction and reduce the risk of a priority. Four listed insurance firms net profit fell by over 20% compared with last year’s unlimited scenery, listed insurance companies in the first quarter of this year, the report card is not good in the first three quarters. According to statistics, 1 to September, China life, China peace, Xinhua insurance, China Taibao four major insurance companies total net profit of 83 billion 651 million yuan, down 20.93%. Specifically, the first three quarters of China peace only contrarian growth, net profit of 56 billion 508 million yuan, an increase of 17.1%; Chinese life insurance, Xinhua insurance, Pacific Insurance Chinese achieved net profit of 13 billion 528 million yuan, 4 billion 786 million yuan, 8 billion 829 million yuan, down 60%, 44.6%, 41.3%. The concern is that the continuous optimization of the listed insurance firms insurance business structure, cross business expansion, single business contraction, the value of new business growth, the premium "gold content" improved significantly. The first three quarters, Xinhua insurance premium income increased substantially. Among them, individual life insurance, insurance marketing channel, bancassurance, service business channels first year pay premiums were 10 billion 727 million yuan, 4 billion 713 million yuan, 3 billion 611 million yuan, an increase of 35.7%, 63.6% and 47.6% respectively. The optimization of product structure, refund is substantially reduced, down 30.8%. China Ping An in terms of the value of the business to do the article, the first three quarters of the life insurance business to achieve new business value of $35 billion 348 million, an increase of 48.1%. The two reason for the decline in performance over the past few years, thanks to the investment channels, broaden the personal insurance premium rate market reform and a series of policy dividends, rely on high interest rates and reserve settlement rate, the insurance industry into the high-speed development stage, total assets rapidly expand. But the slowdown in economic growth, low interest rate environment continued and asset shortage exacerbated the negative impact on the insurance industry has also been revealed. For the decline in net profit, China Life Insurance, said the main decline in investment income and the impact of the traditional insurance reserve discount rate assumptions update. It is also considered to be the common factor that affects the profit of the insurance industry, especially the life insurance industry. In the context of asset shortage, coupled with the stock market continued to shock, the insurance company investment yields continued downward. The first three quarters of相关的主题文章: